For Venmo users in Web3
Looking for Venmo for Web3?
WhoPays brings the familiar pay-and-request flow to LUKSO. Split a bill, share one link, and receive USDC directly through your Universal Profile.
Independent product. No Venmo account, bank connection, or Venmo balance required.
Familiar flow
Request money without leaving your Web3 identity behind.
WhoPays keeps the everyday bill-splitting pattern simple while changing how the account and settlement work underneath.
Create the request
Add the bill, choose a total or an open amount, and split it between friends.
Share it where you chat
Send one payment link, post it in Telegram, or show a QR code in person.
Follow the contributions
See confirmed USDC payments add up against the request total.
What changes when settlement moves on-chain.
“Venmo for Web3” is a useful shortcut, not a claim that the products or risks are the same.
- Your account
- A LUKSO Universal Profile carries your identity and approves each transaction.
- The settlement asset
- Requests use Bridged USDC (Hyperlane), an LSP7 token, and the recipient receives that token on LUKSO.
- How friends can pay
- They can send USDC directly or, when a route is available, swap LYX or another supported token through Phlox.
- What is public
- Confirmed transactions and request data written to a Universal Profile can be visible on-chain.
Made for real group expenses
From conference dinner to shared trip.
Use WhoPays when your group already lives in Web3 but the expense still needs a clear total, a shareable request, and visible settlement progress.
- Meals and event tabs
- Travel and accommodation
- Group gifts and shared purchases
- Hackathon and community expenses
FAQ
Before you settle up on-chain.
Does WhoPays connect to Venmo?
No. WhoPays is an independent app and does not connect to a Venmo account, balance, username, bank account, or transaction history.
Why call it Venmo for Web3?
It describes the familiar pay-and-request use case: split a shared expense, send a request, and let friends settle up. The account, asset, network, privacy model, and transaction flow are different.
Do my friends need a Universal Profile?
Anyone can open a shared request. To make a real on-chain payment, a payer connects a LUKSO Universal Profile and approves the transaction.
Is an on-chain payment private?
No. LUKSO transactions are public, and request details may also appear in a shared link or in data stored on a Universal Profile. Check what you share before creating a request.
Bring the group request on-chain.
Create a USDC request and share it wherever your group already talks.